The Cover Exchange
Toyohira P.O.Box 2
Sapporo 062-8691
JAPAN

Tel.: ++81-11-854-3623
Fax: ++81-11-859-6623

- East Asia's only worldwide postal history dealer -


 ACCEPTABLE PAYMENT METHODS

 

If you have access to a postal giro account in any country

You can remit any amount to one of our postal giro accounts in Japan, Luxembourg, Germany or Austria.

  • Transfers in Yen must be made to our account in Japan.
  • Transfers in Euro may be made to any of our postal giro accounts.

The Austrian Postal Savings Bank charges €3.63 for incoming payments, which must be included in your payment. All other postal giro systems do not charge for incoming payments. Please let us know the currency of your choice before sending us your order! Registered customers will be charged in the currency they had previously registered with us.

 

If you have access to a Japanese bank account

Your invoice will be in Yen only, and you can freely remit the amount to one of our Japanese bank accounts.
ATTENTION: Please note, that remittances from YOUR bank account outside Japan to OUR Japanese post giro account are NOT POSSIBLE. They are either rejected by the banking system, or sent to us as "advice of payment". The charges on such payments are ¥4,000 and more on our end, so we will decline such payments. To Japan, one can only pay BANK TO BANK or POST TO POST. NO CROSS SYSTEM PAYMENTS!!

 

If you have access to a German bank account

Cross-payments between bank and postal giro systems are possible within Germany. Your invoice will be in Euro and must be paid by transfer. The same applies to Luxembourg (Invoice in Euro).

 

If you have access to a U.S. bank account

You may choose to send US dollar checks. Your invoice will be in US dollars. New customers, and customers with unusually large orders will have to await clearance of checks, so other means of payment are advised. You may, however, send US dollar traveller checks.
NOTE: US dollar personal checks cannot be accepted as eBay payments for the time being.

 

If you do not have access to either of the above, but have no other way to pay except sending a bank draft:

Bank drafts are the most expensive way to send payment. Bank drafts must be in Yen, they must be drawn on "North Pacific Bank, Sapporo", and they must include the Japanese bank charge of 1,500 Yen. If the draft is not in Yen, we will return it to you. If the draft is not drawn on North Pacific Bank, Sapporo, we will return it to you. If the draft does not include the bank charge, we will return it to you. Please refrain from this option, if you want to avoid trouble and confusion.

 

International Postal Money Orders

If you cannot use either of the above methods, and if you do not want to pay for bank charges, you may opt to use an International Postal Money Order. Please note, that this can be obtained only at a Post Office counter. You cannot get a Postal Money Order at your bank. Your bank will only sell you an International Money Order, which is not the same as an International Postal Money Order. A bank money order will cost you much more, and we will also be charged in Japan, so we will have to return it. When you go to the Post Office to obtain or send an International Postal Money Order, please be sure to obtain it correctly. Please note, that national Postal Money Orders (for use within a country) cannot be used outside the country. For example, a British Postal Money Order cannot be cashed in Japan. We would have to return it. If in doubt, please ask counter personnel at a major central post office or call your postal administration for information. Counter clerks in small offices are often ignorant.
International Postal Money Orders must be made in Yen.

 

Cash

This is the most efficient method to send payment for small amounts, if you do not have any of the bank or postal accounts we mentioned, and if you cannot send Eurocheques or US dollar checks. We accept cash of all major convertible currencies from Europe, North America, Asia and Australia: JPY, USD, EUR, CHF, SEK, NOK, DKK, CAD, GBP, AUD, NZD, SGD, HKD, TWD. Currencies of countries with currency restrictions (Malaysia, India etc.) or high risk (Russia, Indonesia etc.) cannot be accepted. If in doubt, please ask. Cash is always on the sender's risk. The Japanese mail system is among the safest and most reliable of the world. If you send cash by registered or insured mail, everything will be received, once it reaches the Japanese mail system.

If you have any questions, please ask before sending an order. Once an order is received, it is immediately processed, and fast payment is expected. We cannot answer any questions or spend time on trouble-shooting after sending an invoice. All possible questions must be made before placing an order.

 

Establishing credit by selling goods

You may choose to send goods for credit. Our buying terms apply, please study them carefully. Goods must be received and credited before we receive your order, and the value of the goods sent must be at least equivalent to your order, and it must be approved. So you must first send your goods with your prices and wait for our approval, before we send out your order. AFTER receiving our invoice, you cannot send goods for payment. Goods must be received, checked and credited BEFORE we receive your order. AFTER receiving an invoice, you must pay cash. Please keep this in mind to avoid trouble and confusion!

 

Credit cards

We're sorry, but due to the fact, that the Japanese banking system is still on a third-world level, we can't accept cards for the time being. As soon as we can, we will post a message on our news bulletin board. Some card companies told us to incorporate (and thus pay inflated corporate taxes) before they could consider us, and others asked for 7.5% and more in handling charges, because "mail order is so risky". Well, if it is so risky, what are authorization numbers good for then???
Oh, sorry, our apologies to Third World banks... Many of them would never be as dumb as Japanese banks...
Ah, well, in Japan, you wouldn't get a "dot.com" URL either, unless you incorporate and are prepared to wait a few weeks & pay hefty handling charges. We got the same online from a US company within a couple of minutes...

Any questions - please ask BEFORE conducting a transaction.

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